Why Choose Pexa?

In today’s online world, why would you wait days for a cheque to clear when with online banking you can have access to your funds nearly instantly? Through PEXA, all proceeds of sale are transferred electronically meaning you’ll have access to cleared funds within 24hrs of settlement…not three days!

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First Home Owner Grant (FHOG)

The first home owner grant (FHOG) is a one-off grant payable to first home owners that satisfy all the eligibility criteria.

The 2015-16 State Budget included a measure to abolish the FHOG of up to $3,000 for the purchase of established homes.

This change will apply to contracts for the purchase of an established home entered into on or after 3 October 2015. First home owners who entered into a contract to purchase an existing home before that date will still be able to apply for and receive the FHOG and related first home owner rate of duty for a period of 12 months after completion of the eligible contract.

On or after 3 October 2015, purchasers of established homes will still be able to apply for the first home owner rate of duty if the value of the home is below the current threshold of $530,000.

The FHOG of up to $10,000 for ‘new’ homes will remain unchanged.

Stewart Title

Title Insurance can be used as a risk management tool in the conveyancing transaction.

Below are real claims covered by Stewart Title. These claims demonstrate the value of title insurance policies in providing protection to home buyers and existing homeowners against certain unknown and hidden risks inherent in property transactions.

With no excess payable on claims, the insured is compensated for the full value of their loss on a no-fault basis.*

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Deposit Power Guarantee Information

Deposit Power is Australia’s leading provider of Deposit Guarantees. Having issued the first Deposit Guarantee in the Australian market in 1989, Deposit Power has now assisted over 900,000 Australians to purchase residential property.

Deposit Guarantees substitute for a cash deposit when purchasing residential property and can be used by investors, first home-buyers, people buying and selling simultaneously and for extended settlement contracts such as off the plan or vacant land purchases.

Deposit Power is part of Vero Insurance Limited, one of Australia’s largest and most successful intermediated general insurance companies.

THE POWER TO PURCHASE
With Deposit Power you now have a solution to purchase your next property. The Deposit Power Guarantee can be issued for all or part of the deposit amount required, up to 10% of the purchase price. You simply pay the full purchase price at settlement.

Deposit Power offers Short Term Guarantees to suit settlement terms of up to 6 months, and Long Term Guarantees for settlements terms of between 6 and 48 months, which suits purchasers who are buying off-the-plan, under construction or land with extended settlements.

COST EFFECTIVE AND CONVENIENT
In many cases, you may not have ready access to the cash deposit required to secure a property or may prefer a more cost effective alternative to using your own cash.

SHORT TERM GUARANTEES
Short Term Guarantees are used for the following types of property purchasers:

  • Existing residential property, that will settle within 6 months.
  • Vacant land purchasers, that will settle within 12 months.

LONG TERM GUARANTEES
Long Term Guarantees are used for the following types of property purchasers:

  • Residential property being purchased off-the-plan that will settle within 48 months.
  • Property purchasers that have extended settlement terms over 6 months and up to 48 months.