Are you eligible for the First Home Owners Grant?

If you don’t know maybe it’s time you find out.

The First Home Owners Grant (FHOG) is a once-off grant of up to $10,000 offered by the WA State Government to assist First Home Buyers to purchase new residential homes.

The FHOG scheme, which is administered by the Office of State Revenue, provides a one-off payment for eligible applications. There are no income or assets tests to qualify for the FHOG.

An application for the FHOG can be made once a contract to purchase or build a home has been signed and dated by all parties to the contract and appropriately witnessed or, where the application is made as an owner builder, when the foundations have been laid.

Each applicant and their spouse are required to submit proof of identity documents with an application for the FHOG. This will include evidence that at least one applicant is an Australian citizen or permanent resident.

To be eligible for the FHOG each applicant must occupy the home as their principal place of residence for a continuous period of at least six months, commencing within 12 months of completion of the eligible transaction.

The Office of State Revenue conducts investigations and compliance checks to ensure that the FHOG is only given to those applicants who are entitled to receive it, and to ensure that applicants satisfy the residency requirements.

The grant is no longer available for the purchase of established homes. However, purchasers of established homes will still be able to apply for the first home owner rate of duty if the value of the home is below the current threshold of $530,000.

For help with applying for your First Home Buyers Grant, your mortgage broker or lending institution will handle this or offer assistance through the process.

Whist your settlement agent or conveyancer will process the First Home Owner Rate of Duty at settlement so that the correct Duty Certificate and exemption / concession is applied. This is done once your settlement agent has received confirmation of your eligibility for this.

Are you eligible for the First Home Owners Grant?

If you are not sure if you are eligible for the FHOG, maybe it is time to ask.

Supreme Settlements is here to answer questions you may have, and help with settlement. Questions are free, rent is not.

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